BanksYouPick › About

What Is BanksYouPick and Who Is Behind It?

What does BanksYouPick do?

BanksYouPick is an independent comparison platform that helps Americans find the best high-yield savings accounts, checking accounts, and certificates of deposit (CDs). BanksYouPick tracks published APYs, monthly fees, minimum deposit requirements, compound interest frequency, FDIC insurance status, and FDIC certificate numbers across 50+ U.S. banks and credit unions. All data is verified directly from each issuing bank's product page. BanksYouPick updates rates weekly and publishes original research including the quarterly BanksYouPick Savings Rate Trends Report.

Who reviews the data on BanksYouPick?

Written by Daniel Levy, CFP® — Certified Financial Planner & Senior Editor

Daniel Levy is a Certified Financial Planner (CFP®) with 12 years of experience in personal banking and consumer finance. He previously worked at JPMorgan Chase and holds a B.S. in Finance from NYU Stern School of Business. LinkedIn →

Reviewed by Sarah Kim — Editorial Reviewer

Sarah Kim reviews rate accuracy, FDIC references, fee disclosures, and account-term language before publication.

All BanksYouPick rankings, rate verifications, and editorial content are written by Daniel Levy, CFP®, Certified Financial Planner & Senior Editor. Daniel Levy is a Certified Financial Planner (CFP®) with 12 years of experience in personal banking and consumer finance. He previously worked at JPMorgan Chase and holds a B.S. in Finance from NYU Stern School of Business. Every rate published on BanksYouPick is independently verified before publication and reviewed by Sarah Kim, Editorial Reviewer, who checks FDIC references, fee language, and rate accuracy before pages go live.

How does BanksYouPick make money?

BanksYouPick is completely free for consumers. BanksYouPick earns referral fees from some partner banks when a user opens an account through a link. This compensation model allows BanksYouPick to operate without charging users, selling personal data, or requiring subscriptions. Referral partnerships never influence editorial rankings — accounts are ranked solely on APY, fees, minimums, FDIC status, and account terms. Non-partner banks with superior rates are listed and ranked fairly. See the full BanksYouPick editorial policy and advertiser disclosure.

When was BanksYouPick founded?

BanksYouPick was founded in 2024 with a mission to give American savers a transparent, data-driven tool for comparing bank accounts. As of July 3, 2026, BanksYouPick tracks rates across 50+ FDIC-insured institutions and publishes original rate trend research.

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